BLOGGER TEMPLATES AND TWITTER BACKGROUNDS

Thursday, July 30, 2009

bing


consumer always benefit from intense competition.
Google seems to dominate the web search and online advertising market,
now Microsoft feels kiasu,
so they come out with a website called "bing"

i found it pretty cool.

i like the background, freshnesssss

so next time instead of "google it",
we can "bing it".

Monday, July 27, 2009

Al Pacino & Rocky Balboa

inspirational speech by al pacino




Inspirational speech by rocky

Tuesday, July 21, 2009

=.=

im getting lazy....
like a zombie wandering around only.
need to sit down and clarify my goals and visions again
>.<



Monday, July 20, 2009

Li Ka-Shing

story of Li Ka-Shing,
can learn alot from him =)

I was facing life for the first time. I was 12 years old, but I felt like a 20 year old. I knew then what life was.

This was actually a more difficult job, but the prospects were better.

I was confident about the bright prospects of the plastics industry and I told [my boss] that I would like to start my own business. I already knew a lot about the plastics business, including the technology, the market and sales.

The first year, as I didn’t have much capital, I did everything myself, which kept my overhead low.

Buying land is not like buying antique. It is not the only deal available.

Despite my achievements, I can still remember poverty. I told my children and grandchildren that ‘The fruit that you eat will never taste as beautiful as the fruit that I ate during the turmoil of war. You will never cherish it as much as I do.’

I am very prudent financially because of those hard times I went through. I spent nothing. I had a haircut every three months. I shaved my head like a monk.

I needed to save every penny…I needed to be strong, and needed to find some way to secure a future.

That’s why I am always conservative. I never forget to maintain stability while advancing, and I never forget to advance while maintaining stability.

But how many times have you heard that Cheung Kong’s finances were in trouble over the last fifty years? Never; the reason is, we are always prepared for the worst. That is my policy.

I wasn’t lucky. I worked hard to achieve the goals I set for myself.

Vision is perhaps our greatest strength. It has kept us alive to the power and continuity of thought through the centuries; it makes us peer into the future and lends shape to the unknown.

I had a clear intention of taking over one of these companies with underperforming assets and developing it into a multinational corporation.

I bought land with my own cash. If somebody invites me to be a partner, and I take only 15% to 20% as a minority stakeholder, they would perhaps get a loan from the bank. But I had no personal debt. At that time, when Cheung Kong went public in 1972, the company had almost no debt. Even if the company had to borrow from the bank, we would have alternative arrangements, such as buying government bonds equivalent to the bank loan amount, to ensure that we can readily cash out at anytime. The interest income would continue to accumulate, while interest expense on the loan would be repaid monthly. So you see, our corporate finance is very conservative and prudent.

You can believe in Fung Shui if you want, but ultimately people control their own fate. The most important thing is to improve yourself and give it your best. Then many things previously thought to be impossible will become possible.

Broaden your vision, and maintain stability while advancing forward. That is my philosophy.

Times were really tough in the beginning. When I started my business in 1950, I only had HK$50,000, so I was in a tight spot financially. I already had some work experience, but I had an advantage in competing with other companies – I was willing to learn the latest industry trends.

Businessmen must move with the times…the correlation between knowledge and business as the key to success is closer than ever.

I was already keeping an eye on the political developments within china, and I also had a firm grasp on economics, industry, management and the latest development and productions of the plastics industry. Not many people in Hong Kong at that time were aware of the potential. It was still quite new.

You must know and understand your business like the back of your hand. Otherwise, your company would be here today, gone tomorrow.

Reputation is the key to success. You have to be loyal to your customers.

I was once an employee myself, so I know what employees want.

I have set boundaries for myself. There are certain business I won’t get into…This is my principle and I will stick to it.

In the Han Dynasty, Xiang Yu was very brave and won many battles, but in the end he failed. Treat people with sincerity and build a good organization. Otherwise, it doesn’t matter how famous or how capable you are.

If you think, then you will be prepared. If you are prepared, then you will have no worries.

Before the Asian financial crisis stuck, the signs of a bubble economy were already glaring.

I wake up every day just before 6:00 am and exercise and play golf for an hour and a half. I insist on reading before I go to bed at night. I am still energetic during the day. Your energy comes from being interested in your work.

The more you know, the more prepared you will be when opportunity knocks. If you are lazy and wile your time away, you would now know how to take advantage of opportunities even if they stared you in the face.

I want to build a corporation that not only the Chinese are proud of, but that even foreigners are impressed with.

If you have done your best to make meaningful contributions, when it is time for you to go, all you will feel is a little tired, just like when the sun sets you need to take a rest. I just hop that I lead a full life.

I was very careful. I had no debt (actually, I was not qualified for a bank loan at the time), but I knew my company's finances like the back of my hand, and I could answer any question that anybody asked.

The first year, as I didn't have much capital, I did everything by myself, including the first set of account books. I needed to go the Inland Revenue Department, and I asked my auditor if my accounts were correct, since I had no experience doing accounting. He said that it was complete and that I could take this to the government. I had no experience, but I learned by reading books on accounting. When you want to understand the balance sheet, you needed to know a little bit about accounting. I did so many things by myself, which kept my overhead low. I have made a profit every year since 1950. I have never lost a penny in any year.

My father had tuberculosis, which was as devastating a disease as cancer is today. If you were rich and could afford proper care, you might have a better chance. We had no choice.

On New Year's Day, the boss announced that the bonus that year would be based on sales. At the end of the year, my sales figure was seven times higher than the second best. If they paid my bonus based on my sales, my bonus would have been higher than the general manager's. The other salesmen were already jealous. So I said to my boss, "Just pay me the same as the second best salesman; it would make everyone happy." As a result, I became a manager when I was 17 going on 18. I

During my father's time, our family finances were deteriorating. My uncles did not make any contribution to the family after they came back from Tokyo. I always had a fighting heart. I only had a small amount of capital when I started my own business. That's why I am always conservative. I never forget to maintain stability while advancing, and I never forget to advance while maintaining stability. Stability and advancement must always be in balance.

Our principal policy is never take financial risk.

You have to prepare for the worst-case scenario. If nobody buys your property, can you support your debt? For 56 years, especially after we went public, Cheung Kong has never had any financial problems.

Doing business may be tough, but I am willing to learn, to innovate, and to work hard, which are the reasons why my business can continue to grow. We focus on our core competencies while looking for new areas for expansion. New businesses sometimes fail, and sometimes succeed. But the ones that succeed can be very profitable. This has been my experience. Setbacks and difficulties are ways to build character.

First of all, I am an optimist. When you study hard and work hard, your knowledge grows, and it gives you confidence. The more you know, the more confidence you gain. When I was 10 years old, I lost my schooling, but I still had plenty of hope to return to school.
I have worked hard to establish my business over the past decades, and now we are seeing the fruits of our labor. Not only is my group reaping the benefits, I am also able to make greater contributions to worthy causes.
The most challenging issue raised by globalization is how we can all get along with each other in our race against time. Corporate leaders must possess far-sighted vision, detailed action plans, macro-thinking, and a global outlook. To get ahead in the race, they must also possess a deep understanding of their own organization and that of their competitors.

I would like to do more meaningful deeds. I don't care how much money or how much energy it takes. I have very simple needs. With the blessings that I have received, I have no need for more wealth. But if I can do more for mankind, for our people, and for our country, I would be more than happy to do so.

Well, I have my own definition for the term "retirement". Life was extremely hard when I was young; today working without the burden of pressure to me is the same as the luxury of retirement. These few years, our Group has embarked on some new projects and is in exciting times. We plan all our projects meticulously. Our work is certainly challenging, but we are not under any pressure except for the pressure to outperform.

Since many seem to be interested and concerned, I am happy to report that I am in good shape, and can rise to the opportunities and challenges of our times, and I embrace each project with enthusiasm. I also spend a lot of my time on education and medical care initiatives. This is a passion that I will never grow tired of. In fact, I consider it a lifelong endeavor.

Saturday, July 18, 2009

mind conditioning


Nothings wrong with Islam,
i have many Muslim friends,
and they are friendly and nice.
Extremist such as JI, HAMAS
what they do?
kill other people or blow people up for the sake of God.
come on, Islam doesnt teach all this,
It goes against the teachings of Islam.

The guy in the video,
he is just like you and me,
but he was conditioned since small to blow himself up for the sake of God.
for the rest of us, this was ridiculous,
but to him, he was conditioned to do so.
he looks calm before his 'operation'.

when im watching the video,
i keep on asking why.
to me, the whole video was wrong,
totally wrong,
but to members of JI or HAMAS,
it was right,
and will probably follow his path.

*kinda sensitive, so i better stop here.

Friday, July 17, 2009

woot


ngek ngek
playing the stock simulator game,
can try it at www.investopedia.com
kinda fun,
create an account and u will be given $100,000(fake money) to invest in stock market.


this is my portfolio
in just 3 days,
i've gained a total of $7000+ (9.95%)
w00t
too bad its all fake money haha
but good to try with fake money first before really invest by using real money XD

the companies i invested are all growth candidates,
they are large-cap companies and
have high P/E ratio.

will try to look for value candidates
hehe

Monday, July 13, 2009

super cute

LOL
this is super cute =)

Sunday, July 12, 2009

market direction

nothing to do..
so try try predict the market direction
w00t~


the S&P 500 index is currently below the moving average,
especially from august 2008 to april 2009.
economic downturn >.<

the distance between the index and its moving average
reflects the strength of the trend.
as you can see from the chart,
especially between mid august 2008 to march 2009.
this serious downtrend could result all growth investors to minum dettol.
but it could be an opportunity to value investors.
i think this is the time where value investors,
like Warren Buffett, Peter Lynch
start buying undervalued stocks.

the index is slowly catching up with its moving average,
so i think the market is slowly going to be uptrend ("bull" is coming)
it could be a few months time, maybe in october or november.
or...
the situation could be worsen.
its hard to predict the market direction >.<

but one thing for sure,
stock prices are undervalued,
the stock price doesnt reflect its real value.
you can find good stocks at a bargain price.







Wednesday, July 8, 2009

persistence

heard of Eddie Arcaro?

he reminds me of persistence,
to persist,
to persevere,
in pursuing my dreams and goals.

Arcaro,
is an american jockey.
he is a legend in horse racing,
and also
in life.

he is the only rider who won the US Triple Crown,
more than once.
at first,
i thought he has some special talent or something,
i was shock to find out that,
he won his first race,
after 250 losses!

he kept losing for 250 races,
did he quit?
nope.
he was told that he was not good to become a jockey.
did he quit?
nope.

through persistence and perseverance
to become a successful jockey,
he did it, after 250 losses.

whenever i feel overwhelmed
by obstacles,
never lose my faith.
dont count the number of defeats,
u will sure get what you want,
through persistence and perseverance.

Barack Obama:
"Making your mark on the world is hard. If it were easy, everybody would do it. But it's not. It takes patience, it takes commitment, and it comes with plenty of failure along the way. The real test is not whether you avoid this failure, because you won't. it's whether you let it harden or shame you into inaction, or whether you learn from it; whether you choose to persevere."


Sunday, July 5, 2009

who you mix with



suddenly think of the title
so just blog about it

since small, mama already told me
dun mix with those naughty kids
they will influence you
they will spoil your future
well, small ma, din take it as "advice"
lol

well
it seems so true
gonna be careful in choosing who you mix with
well of course
i love all my friends
=)

as long as 2 human got together
there sure gonna have some degree of mind conditioning
he/she will shape ur thinking
you may not know it consciously.

old times were great
when we were littile kid in blue jeans
run here run there
scream like nobody's business
i found true happiness during that time

when growing older
we have different wants
fame, reputation, money, love, sense of importance
recognition by friends etc

problems started to arise from chasing all these wants,
backstabbing,
politic.

i believe that
relationship changes over time
just like product life cycle.
it has introduction stage, growth stage, maturity stage and finally, decline stage

nothing last forever, so do relationship.
the point is,
all relationships need to be maintained.
friends relationship,
husband and wife relationship etc
all need to be maintained.

Harv Eker:
"mix with a right person at a right time and a right place."

be it in office, college or even in mamak(ANEH ~~~~ XD),
there are system, rules and roles.

have a nice day~~
=)

**what i wrote above may contain alot of "hidden messages".
but no condemnation involve.
my far far far far friend's favourite quote:
"it depends how you interpret things."



Thursday, July 2, 2009

i like this =)

改变你一生的至理名言

1. 择善人而交, 择善书而读, 择善言而听, 择善行而从。

2. 一个人的快乐,不是因为他拥有的多,而是因为他计较的少。

3. 生气,就是拿别人的过错来惩罚自己。原谅别人,就是善待自己

4. 未必钱多乐便多,财多累己招烦恼。清贫乐道真自在,无牵无挂乐逍遥。

5. 静坐常思己过,闲谈莫论人非,能受苦乃为志士,肯吃亏不是痴人,敬君子方显有德,怕小人不算无能,退一步天高地阔,让三分心平气和,欲进步需思退步,若着手先虑放手,如得意不宜重往,凡做事应有余步。持黄金为珍贵,知安乐方值千金,事临头三思为妙,怒上心忍让最高。切勿贪意外之财,知足者人心常乐。若能以此去处事,一生安乐任逍遥。

6. 处事不必求功,无过便是功。为人不必感德,无怨便是德。

7. 平安是幸,知足是福,清心是禄,寡欲是寿。

8. 人之心胸,多欲则窄,寡欲则宽。

9. 宁可清贫自乐,不可浊富多忧。

10.受思深处宜先退,得意浓时便可休。

11.势不可使尽,福不可享尽,便宜不可占尽,聪明不可用尽。

12.滴水穿石,不是力量大,而是功夫深。

13.平生不做皱眉事,世上应无切齿人。

14.须交有道之人,莫结无义之友。饮清静之茶,莫贪花色之酒。开方便之门,闲是非之口。

15.多门之室生风,多言之人生祸。

16.世事忙忙如水流,休将名利挂心头。粗茶淡饭随缘过,富贵荣华莫强求。

17.“我欲”是贫穷的标志。事能常足,心常惬,人到无求品自高。

18.人生至恶是善谈人过;人生至愚恶闻己过。

19.诸恶莫做,众善奉行,莫以善小而不为,莫以恶小而为之。

20.莫妒他长,妒长,则己终是短。莫护己短,护短,则己终不长。

21.做事不必与俗同,亦不宜与俗异。做事不必令人喜,亦不可令人憎。

22.世上有两件事不能等:一、孝顺。二、行善。

23.存平等心,行方便事,则天下无事。怀慈悲心,做慈悲事,则心中太平。

24.心量狭小,则多烦恼,心量广大,智慧丰饶。

25.平生无一事可瞒人,此是大快。

26.“恶”,恐人知,便是大恶。“善”,欲人知,不是真善。

27.扶危周急固为美事。能不自夸,则其德厚矣!

28.遇顺境,处之淡然,遇逆境,处之泰然。

29.是非天天有,不听自然无。

30.五官刺激,不是真正的享受。内在安祥,才是下手之处。

31.人为善,福虽未至,祸已远离;人为恶,祸虽未至,福已远离。

32.不妄求,则心安,不妄做,则身安。

33.不自重者,取辱。不自长者,取祸。不自满者,受益。不自足者,博闻。

34.积金遗于子孙,子孙未必能守;积书于子孙,子孙未必能读。不如积阴德于冥冥之中,此乃万世传家之宝训也。

35.积德为产业,强胜于美宅良田。

36.能付出爱心就是福,能消除烦恼就是慧。

37.身安不如心安,屋宽不如心宽。

38.罗马人凯撒大帝,威震欧亚非三大陆,临终告诉侍者说:“请把我的双手放在棺材外面,让世人看看,伟大如我凯撒者,死后也是两手空空。

39.梦中冥冥有乐趣,觉后空空无大千。

40.儿孙自有儿孙福,莫为儿孙做远忧。

41.情生智隔。

42.征服世界,并不伟大,一个人能征服自己,才是世界上最伟大的人。

43.把自己的欲望降到最低点,把自己的理性升华到最高点,就是圣人。

44.嫉妒别人,仇视异己,就等于把生命交给别人。

45.一个人如果不被恶习所染,幸福近矣。

46.诽谤别人,就象含血喷人,先污染了自己的嘴巴。

47.恨别人,痛苦的却是自己。

48.人之所以平凡,在于无法超越自己。

49.大肚能容,断却许多烦恼障,笑容可掬,结成无量欢喜缘。

50.改变自己,是自救,影响别人,是救人。

51.谎言像一朵盛开的鲜花,外表美丽,生命短暂。

52.唯其尊重自己的人,才更勇于缩小自己。

53.人不求福,斯无祸。人不求利,斯无害。

54.智者顺时而谋,愚者逆时而动。

55.常常责备自己的人,往往能得到他人的谅解。

56.见己不是,万善之门。见人不是,诸恶之根。

57.学一分退让,讨一分便宜。增一分享受,减一分福泽。

58.念头端正,福星临,念头不正,灾星照。

59.善人行善,从乐入乐,从明入明。恶人行恶,从苦入苦,从冥入冥。

60.心慈者,寿必长。心刻者,寿必促。

61.骨宜刚,气宜柔,志宜大,胆宜小,心宜虚,言宜实,慧宜增,福宜惜,虑不远,忧亦近。

62.苦口的是良药,逆耳必是忠言。改过必生智慧。护短心内非贤。

63.你目前拥有的,都将随着你的死亡而成为他人的。那为何不现在就布施给真正需要的人呢?

64.人之所以痛苦,在于追求错误的东西。

65.人生最大的敌人是自己。人生最大的失败是自大。人生最大的愚蠢是欺骗。
人生最可怜的是嫉妒。人生最大的错误是自卑。人生最大的痛苦是痴迷。
人生最大的羞辱是献媚。人生最危险的境地是
贪婪。人生最烦恼的是争名利。
人生最大的罪过是自欺欺人。人生最可怜的
性情是自卑。人生最大的破产是绝望
人生最大的债务是人情债。人生最大的罪过是杀生。人生最可恶的是淫乱。
人生最
善良的行为是奉献。人生最大的幸福是放得下。人生最大的欣慰是布施。
人生最大的礼物是
宽恕。人生最可佩服的是精进。人生最大的财富健康
人生最高的享受是学佛。人生最大的快乐是念佛。

66.心好命也好,富贵直到老。命好心不好,福转为祸兆。心好命不好,祸转为福报。
心命具不好,遭殃且贫夭。心可挽乎命,最要存人道。命实造于心,祸福为人招,
信命不修心,阴阳恐虚矫。修心亦听命,天地自相保。

67.寡言养气,寡事养神,寡思养精,寡念养性。

68.改变别人,不如先改变自己。

69.感激伤害你的人,因为他磨练了你的心志。
感激欺骗你的人,因为他增进了你的见识。
感激鞭打你的人,因为他消除了你的业障。
感激遗弃你的人,因为他教导了你应自立。
感激绊倒你的人,因为他强化了你的能力。
感激斥责你的人,因为他助长了你的定慧。
感激所有使你
坚定成就的人。

70.凡夫迷失于当下,后悔于过去.圣人觉悟于当下,解脱于未来。

71.节欲戒怒,是保身法,收敛安静,是治家法,随便自然,是省事法,行善修心是出世法。守此四法,结局通达。

72.人生就象一场戏,因为有缘才相聚。相扶到老不容易,是否更该去珍惜。为了小事发脾气,回头想想又何必。别人生气我不气,气出病来无人替。我若气死谁如意? 况 且伤神又费力。邻居亲不要比,儿孙琐事由他去,吃苦享乐在一起,神仙羡慕好伴侣。

73.忍人所不能忍,行人所不能行。名:“大雄”。故名:“大雄宝殿”。即佛也。

74.忍耐好,忍耐是奇宝。一朝之念不能忍,斗胜争强祸不小。忍气不下心病生,终生将你苦缠绕,让人一步有何妨,量大福大无烦恼。

75.寒山问拾得:世人有人谤我、欺我、辱我、笑我、轻我、jian我,我当如何处之?拾得曰:只要忍他、避他、由他、耐他、不要理他,再过几年,你且看他。

76.忍一时,风平浪静,退一步,海阔天空。

77.恶是犁头,善是泥,善人常被恶人欺,铁打犁头年年坏,未见田中换烂泥。

78.气是无明火,忍是敌灾星,但留方寸地,把于子孙耕。

79.你能把“忍”功夫做到多大,你将来的事业就能成就多大。

80.屈己者,能处众,好胜者,必遇敌。

81.事不三思总有败,人能百忍自无忧。

82.是非以不辩为解脱,烦恼以忍辱为智慧,办事以尽力为有功。

83.万事得成于忍,与其能辩,不如能忍。

84.伤人之语,如水覆地,难以挽回。

85.时时好心,就是时时好日。

86.话多不如话少,话少不如话好。

87.得理要饶人,理直气要和。

88.不怕事多,只怕多事。

89.真正的布施,是把烦恼、忧虑、分别、执着、通通放下。

90.一念放下,万般自在。

91.学佛就是学做人。佛法,就是完成生命觉醒的方法,修行,就是修正自己的行为、思想见解

92.圣人求心,不求佛;愚人求佛不求心。

93.凡夫转境不转心。圣人转心不转境。

94.知“因果”即知进退。知佛法,即得开心果。

95.欲知过去世,今生受者是。欲知来世果,今生做者是。

96.若真修道人,不见世间过。

97.智者知幻即离,愚者以幻为真。

98.世间有为法,如梦幻泡影,如露亦如电,应作如是观。

99.学佛的孩子不变坏,学佛的老人不痴呆,学佛的少年永不败。

100.不惜光阴过时悔,黑发不学白发悔。酒色赌博致祸悔,安不将息病时悔。官行贿赂致罪悔,富不勤俭贫时悔。不孝父母老时悔,遇难不帮有事悔。动不三思临头悔,盲目草率错时悔。